000127925 001__ 127925
000127925 005__ 20241125101144.0
000127925 0247_ $$2doi$$a10.1016/j.jrurstud.2023.103105
000127925 0248_ $$2sideral$$a135029
000127925 037__ $$aART-2023-135029
000127925 041__ $$aeng
000127925 100__ $$aAlonso, María Pilar
000127925 245__ $$aFinancial exclusion, depopulation, and ageing: An analysis based on panel data
000127925 260__ $$c2023
000127925 5060_ $$aAccess copy available to the general public$$fUnrestricted
000127925 5203_ $$aThis paper focuses on the relationship between rural depopulation and territorial financial exclusion. We provide a replicable statistical methodology to identify the existing patterns at municipal level based on the degree of financial exclusion caused by the absence (named as Type I financial exclusion) or paucity (named as Type II financial exclusion) of bank branches. Firstly, the extent to which the sociodemographic characteristics of a municipality influence its degree and type of financial exclusion is analyzed by using panel data regression models. Secondly, by means of cluster analysis techniques, a typology of municipalities is provided that takes into account their sociodemographic characteristics as well as their availability of bank branches. Within this context, this paper explores the case of Aragón (Spain), a European region with significant depopulation and over-ageing problems. Our results show a lack of homogeneity across Aragonese municipalities, both in the processes of depopulation and financial exclusion. This heterogeneity has led us to propose financial inclusion measures tailored to the population size as well as the degree of ageing, the employment possibilities, and labor dynamism of each group of municipalities. In other words, this paper reveals the need to propose measures that accommodate each territory's peculiarities, which could contribute to the achievement of sustainable territorial development in Aragón.
000127925 536__ $$9info:eu-repo/grantAgreement/ES/DGA/LMP07_21$$9info:eu-repo/grantAgreement/ES/DGA/S41-20R$$9info:eu-repo/grantAgreement/ES/DGA/S41-23R$$9info:eu-repo/grantAgreement/ES/MICINN/PID2020-112734RB-C31
000127925 540__ $$9info:eu-repo/semantics/openAccess$$aby-nc$$uhttp://creativecommons.org/licenses/by-nc/3.0/es/
000127925 590__ $$a5.1$$b2023
000127925 592__ $$a1.542$$b2023
000127925 591__ $$aREGIONAL & URBAN PLANNING$$b6 / 54 = 0.111$$c2023$$dQ1$$eT1
000127925 593__ $$aDevelopment$$c2023$$dQ1
000127925 591__ $$aGEOGRAPHY$$b9 / 172 = 0.052$$c2023$$dQ1$$eT1
000127925 593__ $$aSociology and Political Science$$c2023$$dQ1
000127925 593__ $$aGeography, Planning and Development$$c2023$$dQ1
000127925 593__ $$aForestry$$c2023$$dQ1
000127925 594__ $$a9.8$$b2023
000127925 655_4 $$ainfo:eu-repo/semantics/article$$vinfo:eu-repo/semantics/publishedVersion
000127925 700__ $$0(orcid)0000-0003-1205-1756$$aGargallo, Pilar$$uUniversidad de Zaragoza
000127925 700__ $$0(orcid)0000-0002-1653-7780$$aLópez Escolano, Carlos$$uUniversidad de Zaragoza
000127925 700__ $$0(orcid)0000-0003-1394-9816$$aMiguel, Jesús$$uUniversidad de Zaragoza
000127925 700__ $$0(orcid)0000-0002-5788-6661$$aSalvador, Manuel$$uUniversidad de Zaragoza
000127925 7102_ $$13006$$2435$$aUniversidad de Zaragoza$$bDpto. Geograf. Ordenac.Territ.$$cÁrea Geografía Humana
000127925 7102_ $$14014$$2623$$aUniversidad de Zaragoza$$bDpto. Economía Aplicada$$cÁrea Métodos Cuant.Econ.Empres
000127925 773__ $$g103 (2023), 103105 [15 pp.]$$pJ. rural stud.$$tJOURNAL OF RURAL STUDIES$$x0743-0167
000127925 8564_ $$s12695174$$uhttps://zaguan.unizar.es/record/127925/files/texto_completo.pdf$$yVersión publicada
000127925 8564_ $$s2540723$$uhttps://zaguan.unizar.es/record/127925/files/texto_completo.jpg?subformat=icon$$xicon$$yVersión publicada
000127925 909CO $$ooai:zaguan.unizar.es:127925$$particulos$$pdriver
000127925 951__ $$a2024-11-22-12:03:51
000127925 980__ $$aARTICLE