161781 20251017144622.0 doi 10.1016/j.rie.2025.101062 sideral 144455 ART-2025-144455 eng Aísa, Rosa Universidad de Zaragoza (orcid)0000-0003-4368-2294 Artificial intelligence: Redefining the retirement pattern 2025 Access copy available to the general public Unrestricted An endogenous economic growth model is developed, where the decisions to use artificial intelligences (AIs) in the workplace and to extend working life are endogenous and interdependent. There are four sources of heterogeneity among workers: differences in initial productivity, variations in the aging process, restricted access to jobs with AI investment, and uneven impact of AIs among those who have access. It is shown that those who do not use AIs in their jobs maintain a traditional pattern of retirement, with the most educated and/or healthy among them extending their working lives. In contrast, the retirement pattern for AI-using workers changes, and it is the users who derive the most benefit from AIs who will extend their working lives. This is because AIs compensate for the skills that tend to deteriorate with age, thus allowing for greater permanence in the labour market. info:eu-repo/semantics/openAccess by-nc https://creativecommons.org/licenses/by-nc/4.0/deed.es info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Cabeza, Josefina Universidad de Zaragoza (orcid)0000-0002-6861-3693 4000 415 Universidad de Zaragoza Dpto. Análisis Económico Área Fund. Análisis Económico 79, 3 (2025), 101062 [11 pp.] Res. econ. Research in Economics 1090-9443 583696 http://zaguan.unizar.es/record/161781/files/texto_completo.pdf Versión publicada 2092048 http://zaguan.unizar.es/record/161781/files/texto_completo.jpg?subformat=icon icon Versión publicada oai:zaguan.unizar.es:161781 articulos driver 2025-10-17-14:22:09 ARTICLE