000161961 001__ 161961
000161961 005__ 20251017144546.0
000161961 0247_ $$2doi$$a10.1016/j.jempfin.2013.06.001
000161961 0248_ $$2sideral$$a95399
000161961 037__ $$aART-2013-95399
000161961 041__ $$aeng
000161961 100__ $$aAller Arranz, Carlos
000161961 245__ $$aMisclassification of the dependent variable in a debt–repayment behavior context
000161961 260__ $$c2013
000161961 5060_ $$aAccess copy available to the general public$$fUnrestricted
000161961 5203_ $$aThis paper estimates a model of the household debt–repayment decision that accounts for the possibility of mis classification of self-reported debt–repayment status. It likewise estimates the extent of misclassification in a sample of data from different European countries. The evidence suggests that many households that are in arrears do not report this condition, so that the true level of arrears is, on average, 24% higher than that observed in our data. Furthermore, the effects on the incidence of arrears of adverse income and expense shocks are substantially greater than those predicted by estimators that ignore the possibility of misclassification.
000161961 540__ $$9info:eu-repo/semantics/openAccess$$aby-nc-nd$$uhttps://creativecommons.org/licenses/by-nc-nd/4.0/deed.es
000161961 590__ $$a0.937$$b2013
000161961 591__ $$aECONOMICS$$b144 / 332 = 0.434$$c2013$$dQ2$$eT2
000161961 591__ $$aBUSINESS, FINANCE$$b44 / 91 = 0.484$$c2013$$dQ2$$eT2
000161961 655_4 $$ainfo:eu-repo/semantics/article$$vinfo:eu-repo/semantics/acceptedVersion
000161961 700__ $$0(orcid)0000-0003-3550-6370$$aGonzález Chapela, Jorge
000161961 773__ $$g23 (2013), 162-172$$pJOURNAL OF EMPIRICAL FINANCE$$tJOURNAL OF EMPIRICAL FINANCE$$x0927-5398
000161961 8564_ $$s254810$$uhttps://zaguan.unizar.es/record/161961/files/texto_completo.pdf$$yPostprint
000161961 8564_ $$s1018024$$uhttps://zaguan.unizar.es/record/161961/files/texto_completo.jpg?subformat=icon$$xicon$$yPostprint
000161961 909CO $$ooai:zaguan.unizar.es:161961$$particulos$$pdriver
000161961 951__ $$a2025-10-17-14:09:58
000161961 980__ $$aARTICLE