000164126 001__ 164126
000164126 005__ 20251121161351.0
000164126 0248_ $$2sideral$$a146259
000164126 037__ $$aART-2022-146259
000164126 041__ $$aeng
000164126 100__ $$aIdris, N.H.
000164126 245__ $$aValidating Instrument for Measuring Lending Institutions’ Practice in The Consumers Over-Indebtedness Study Context
000164126 260__ $$c2022
000164126 5060_ $$aAccess copy available to the general public$$fUnrestricted
000164126 5203_ $$aThis paper presents the validation of an instrument to measure the Lending Institutions' Practice (LIP) from the use of consumer and household over-indebtedness context. Eight LIP items had been adapted from previous studies and had gone thru the validating process, involving content and construct validity, including pre-testing, Pearson Correlation, convergent, and discriminant validity. Based on the sample of N=106 online questionnaires completed by the individual representative of the over-indebted borrowers, one item was deleted due to the low factor loading, and the other seven LIP items have passed the validity testing. Regarding the instrument's reliability, all seven questions presented reliability as the values = 0.857. Thus, the instrument demonstrated construct validity and reliability and can be used to evaluate LIP in future studies.
000164126 540__ $$9info:eu-repo/semantics/openAccess$$aby$$uhttps://creativecommons.org/licenses/by/4.0/deed.es
000164126 655_4 $$ainfo:eu-repo/semantics/article$$vinfo:eu-repo/semantics/publishedVersion
000164126 700__ $$aRahim, F.A.
000164126 700__ $$0(orcid)0000-0003-3044-4983$$aGutierrez-Nieto, B.$$uUniversidad de Zaragoza
000164126 700__ $$aIsmail, S.
000164126 7102_ $$14002$$2230$$aUniversidad de Zaragoza$$bDpto. Contabilidad y Finanzas$$cÁrea Economía Finan. y Contab.
000164126 773__ $$g12, 2 (2022), 417-427$$tRes Militaris$$x2265-6294
000164126 8564_ $$s280598$$uhttps://zaguan.unizar.es/record/164126/files/texto_completo.pdf$$yVersión publicada
000164126 8564_ $$s2395224$$uhttps://zaguan.unizar.es/record/164126/files/texto_completo.jpg?subformat=icon$$xicon$$yVersión publicada
000164126 909CO $$ooai:zaguan.unizar.es:164126$$particulos$$pdriver
000164126 951__ $$a2025-11-21-14:27:02
000164126 980__ $$aARTICLE