000164151 001__ 164151
000164151 005__ 20251126150736.0
000164151 020__ $$a9781789903867
000164151 0247_ $$2doi$$a10.4337/9781789903874.00009
000164151 037__ $$aBOOK-2025-524
000164151 041__ $$aeng
000164151 100__ $$aGutiérrez-Nieto, Begoña$$b
000164151 245__ $$aAssessment of microfinance institutions and their impact: evidence from a scientometric study
000164151 260__ $$aCheltenha, UK; Northampton, MA$$bEdward Elgar$$c2023
000164151 300__ $$a41-65
000164151 500__ $$aPostprint
000164151 506__ $$aby-nc-nd
000164151 520__ $$aMicrofinance institutions (MFIs) are financial entities with a social purpose aiming to achieve high outreach. They ought to lend money to the poor, avoiding mission drift, and charging fair interest rates to avoid the poverty penalty. Like any business, they should try to be sustainable and operate efficiently to reduce the dependence on donations. MFIs should adopt appropriate governance practices that serve stakeholders, remunerate their employees fairly, and pay taxes. Furthermore, they are expected to have a positive impact on clients, the community, and society as a whole. Such challenging and diverse objectives make evaluating MFIs a complex task. This chapter reviews the main methodologies for assessing MFIs following a scientometric approach. We find improvements in financial aspects, outreach, and governance, but doubts remain on the impact of microcredit. The challenge is to find the specific characteristics of MFIs and the external circumstances that make microcredits have a positive impact.
000164151 540__ $$9info:eu-repo/semantics/openAccess
000164151 700__ $$aSerrano-Cinca, Carlos$$b
000164151 773__ $$tHandbook of Microfinance, Financial Inclusion and Development
000164151 8560_ $$flplumed@unizar.es
000164151 8564_ $$uhttps://zaguan.unizar.es/record/164151/files/BOOK-2025-524.pdf$$zTexto completo
000164151 909CO $$ooai:zaguan.unizar.es:164151$$pbooks
000164151 980__ $$aBOOK$$bCAPITULOS$$b