000165995 001__ 165995
000165995 005__ 20260116163026.0
000165995 0247_ $$2doi$$a10.2478/jeb-2025-0017
000165995 0248_ $$2sideral$$a147449
000165995 037__ $$aART-2026-147449
000165995 041__ $$aeng
000165995 100__ $$aTroplini, Rovena Vangjel
000165995 245__ $$aThe dynamic Interplay between credit risk and monetary policy in Albania’s banking sector: a comprehensive analysis
000165995 260__ $$c2026
000165995 5060_ $$aAccess copy available to the general public$$fUnrestricted
000165995 5203_ $$aThe study examines the relation between credit risk and monetary policy in Albania’s banking sector from 2015 to 2023, utilizing the Autoregressive Distributed Lag (ARDL) model. It analyzes post-crisis developments, particularly the Central Bank’s (CB) stabilization efforts and the write-off of NPLs. The findings show that higher CB rates increase NPLs in the short and long term. Following the 2008 financial crisis and the COVID pandemic, measures such as NPL write-offs and loan repayment postponements helped mitigate credit risk. Inflation contributed to credit stability by easing debt repayment burdens. Inflation and higher rates ease debt repayment and enhance credit stability. The Loan/Deposit Ratio influences NPLs, as managed decreases in LDR lower credit risk. Additionally, increased CB rates reduce new loan issuance, deterring high-risk borrowers and curbing NPL growth. The study highlights the effectiveness of Albania’s monetary policy in maintaining banking sector stability and supporting economic recovery.
000165995 540__ $$9info:eu-repo/semantics/openAccess$$aby-nc-nd$$uhttps://creativecommons.org/licenses/by-nc-nd/4.0/deed.es
000165995 655_4 $$ainfo:eu-repo/semantics/article$$vinfo:eu-repo/semantics/publishedVersion
000165995 700__ $$aUku, Skënder
000165995 700__ $$0(orcid)0000-0002-4711-9792$$aMamaqi Kapllani, Xhevrije$$uUniversidad de Zaragoza
000165995 7102_ $$14000$$2415$$aUniversidad de Zaragoza$$bDpto. Análisis Económico$$cÁrea Fund. Análisis Económico
000165995 773__ $$g20, 2 (2026), 34-52$$pSouth east Eur. j. econ. bus.$$tSouth East European Journal of Economics and Business$$x1840-118X
000165995 8564_ $$s1815714$$uhttps://zaguan.unizar.es/record/165995/files/texto_completo.pdf$$yVersión publicada
000165995 8564_ $$s2061899$$uhttps://zaguan.unizar.es/record/165995/files/texto_completo.jpg?subformat=icon$$xicon$$yVersión publicada
000165995 909CO $$ooai:zaguan.unizar.es:165995$$particulos$$pdriver
000165995 951__ $$a2026-01-16-14:54:28
000165995 980__ $$aARTICLE