170399 20260420103354.0 doi 10.1016/j.jbef.2026.101181 sideral 148901 ART-2026-148901 eng Giménez-Nadal, José Ignacio Universidad de Zaragoza (orcid)0000-0002-1610-5451 Emotions related to time use in financial activities: Affective patterns in the US 2026 This study examines how individuals in the US allocate time to financial activities and how these activities relate to their well-being. Using data from the American Time Use Survey (ATUS), we find that financial tasks occupy a minimal share of daily time — averaging just 8.3 minutes — yet are associated with elevated stress and low happiness. Despite their negative emotional valence, financial activities are perceived as meaningful. Regression analyses reveal that time spent on financial tasks increases with education and income, and varies by gender, employment status, and race. Furthermore, affective experiences during financial activities differ significantly across sociodemographic lines: men and older individuals report more negative emotions, while higher education is linked to improved emotional outcomes. These findings allow us to test several hypotheses proposed in previous financial research and highlight the cognitive and emotional demands of everyday financial management. Access copy available to the general public Unrestricted info:eu-repo/semantics/openAccess by https://creativecommons.org/licenses/by/4.0/deed.es info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Molina, José Alberto Universidad de Zaragoza (orcid)0000-0002-9437-4606 Xiao, Jing Jian 4000 415 Universidad de Zaragoza Dpto. Análisis Económico Área Fund. Análisis Económico 50 (2026), 101181 [10 pp.] Journal of Behavioral and Experimental Finance 2214-6350 1229696 http://zaguan.unizar.es/record/170399/files/texto_completo.pdf Versión publicada 2736322 http://zaguan.unizar.es/record/170399/files/texto_completo.jpg?subformat=icon icon Versión publicada oai:zaguan.unizar.es:170399 articulos driver 2026-04-18-10:48:50 ARTICLE