000056189 001__ 56189
000056189 005__ 20161006102712.0
000056189 0248_ $$2sideral$$a95387
000056189 037__ $$aART-2016-95387
000056189 041__ $$aeng
000056189 100__ $$0(orcid)0000-0001-6661-1128$$aBachiller Baroja, Patricia$$uUniversidad de Zaragoza
000056189 245__ $$aThe determinants of performance in financial institutions: an application to Spanish savings banks
000056189 260__ $$c2016
000056189 5060_ $$aAccess copy available to the general public$$fUnrestricted
000056189 5203_ $$aThis paper analyses the determinants of the performance of Spanish savings banks. We study whether efficiency, core capital, the delinquency ratio, liquidity, the number of branches and profitability influence the performance of these entities. We find evidence that efficiency and core capital lead to greater performance. However, the results indicate that the higher the delinquency ratio, the lower the performance will be. Entities that opened new branches uncontrollably, without an analysis of their viability and profitability, now have a network which clearly decreases their performance. Only the entities that have maintained a solid core capital can maintain their position during the financial crisis. They had greater financial strength and more ability to recognise provisions without excessively damaging their capital and, thus, their solvency.
000056189 536__ $$9info:eu-repo/grantAgreement/ES/UZ/JIUZ-2014-SOC-05
000056189 540__ $$9info:eu-repo/semantics/openAccess$$aby$$uhttp://creativecommons.org/licenses/by/3.0/es/
000056189 655_4 $$ainfo:eu-repo/semantics/article$$vinfo:eu-repo/semantics/publishedVersion
000056189 700__ $$aLasa, Francisco-de-Borja
000056189 7102_ $$14002$$2230$$aUniversidad de Zaragoza$$bDepartamento de Contabilidad y Finanzas$$cEconomía Financiera y Contabilidad
000056189 773__ $$g6, 1 (2016), 312-327$$pInt. j. res. soc. sci. (Islamabad)$$tInternational journal of research in social sciences (Islamabad)$$x2307-227X
000056189 8564_ $$s396508$$uhttps://zaguan.unizar.es/record/56189/files/texto_completo.pdf$$yVersión publicada
000056189 8564_ $$s78688$$uhttps://zaguan.unizar.es/record/56189/files/texto_completo.jpg?subformat=icon$$xicon$$yVersión publicada
000056189 909CO $$ooai:zaguan.unizar.es:56189$$particulos$$pdriver
000056189 951__ $$a2016-07-18-09:48:32
000056189 980__ $$aARTICLE