<?xml version="1.0" encoding="UTF-8"?>
<xml>
<records>
<record>
  <contributors>
    <authors>
      <author>Bachiller Baroja, Patricia</author>
      <author>Lasa, Francisco-de-Borja</author>
    </authors>
  </contributors>
  <titles>
    <title>The determinants of performance in financial institutions: an application to Spanish savings banks</title>
    <secondary-title>Int. j. res. soc. sci. (Islamabad)</secondary-title>
  </titles>
  <doi/>
  <pages/>
  <volume/>
  <number/>
  <dates>
    <year>2016</year>
    <pub-dates>
      <date>2016</date>
    </pub-dates>
  </dates>
  <abstract/>
</record>

</records>
</xml>